Thrifty Guardian
How Rising Inflation and Energy Costs Impact Your Household Budget
The rise in U.S. inflation, mainly due to surging energy prices, has a direct impact on everyday Americans. As energy costs increase, so do expenses at the gas pump and potentially utility bills. While wage growth offers promise, it’s offset by rising living costs,...
The Domino Debt Effect: Crippling Student Loans Are Impacting Family Life and Long-Term Financial Freedom
The American dream, once painted with the promise of education and prosperity, is being overshadowed by a looming cloud of student loan debt. This financial burden is not only altering the course of individual lives but is also reshaping family dynamics and the...
Are Aging Americans Forced to Work Longer: Is 70 the New 65?
The classic goal of ending your work life at 65 with financial peace of mind is slipping away. Previous generations looked forward to winding down in their mid-sixties. Now, a growing number of workers find themselves compelled to stay in the labor force longer than...
Household Budgets Attacked: America’s Economic Nightmare of Surging Inflation
The rise in US inflation, mainly due to surging energy prices, has a direct impact on everyday Americans. As energy costs increase, so do expenses at the gas pump and potentially utility bills. While wage growth offers promise, it's offset by rising living costs,...
Americans Desperately Seeking More Ways to Budget During Cost of Living Crisis
When the economy gets tough, Americans get tougher – on their variable expenses. At least, this is what the latest research reveals. As the impact of inflation is tightening the purse strings of households across the country, a new study indicates that individuals in...
12 Budget-Friendly Meals for Feeding a Crowd of Hungry Mouths
What is it like to feed a large family on a very tight budget? Here are some of my strategies. First, let me give you a bit of my background. I am the mama to four grown children, all born within two years of each other. I was a stay-at-home-mama in the late seventies...
Earning Solo: Financial Planning for Single Parents
Having enough money, even as a single person with no kids, is hard enough as it is in this economy. But when you're the single parent of a child - or perhaps even more - that becomes an incredible challenge, one that many single parents find difficult to overcome. And...
Play and Learn: Using Online Financial Games to Teach Kids About Money
As a parent, teaching your kids about money is crucial for their future financial success. However, it can be a challenge to make financial literacy engaging for kids. That's where online financial games come in! Let’s face it - kids are on screens pretty much...
Kitchen Scrap Gardening
Kitchen scrap gardening is a must for those looking to live frugal. As the world gets more expensive and things gets more processed, it's an act of radical rebellion to grow your own food. Anything that makes your grocery bill smaller while helping to plump up your...
How to Naturally Keep Slugs Away From Your Garden
We recently moved to a new house and I was so excited to set up a new garden area...only to find that slugs were taking over! There's nothing more frustrating than spending time and money to grow a garden only for it to be destroyed by slugs. Slugs may seem harmless,...