Why You Need to Stockpile Presents for Your Kids for the Holidays — or Any Occasion!

Why You Need to Stockpile Presents for Your Kids for the Holidays — or Any Occasion!

We have totes for everything — storing holiday decorations, keeping the umpteen feral cats in our neighborhood warm during cold winter nights, planting small varieties of tomatoes, etc.

It’s not quite as bad as my mason jar habit, but it’s getting there…

Then, one summer, we found an extremely value-priced Imaginext playset at a garage sale, and my love of totes jumped to a whole new level.

We made the $2 plunge and bought the toy for our son, but as “luck” would have it, he was being extremely contrary that day, so a new toy wasn’t in the cards for him. While we pondered where we could store this fairly sizeable and yet 99%-cheaper-than-new playset, my thoughts strayed to a large, grey tote we had in our attic.

So, with the toy safely stashed in our 150-year-old attic, away from prying hands and nosey toddlers, we decided we’d simply give it to our son for his next birthday, which was in a few months. As per routine, we went out the next weekend to garage sales and found a really cool toy guitar for our daughter. Again, it was, I think, a dollar, but we don’t like the habit of giving our kids presents for no reason, so up to the attic it went.

Thus, through the magic of simulated time travel and a knack for spotting good deals on gently used toys, the Future Present Tote was born.

But What About Buying New Toys?

When I was a kid, I’d always get a combination of hand-me-down toys and new toys for holidays and birthdays. (I also got socks and stuff, but I try to block out the more sadistic traits of my family and focus on the good.)

Whether the present was a brand new doll or a tea set from Goodwill, I never knew the difference because it was always new to ME. I mean, it’s possible my toys were judging each other on being shiny and new, like some Mean Girls/Toy Story crossover, but who was I to get involved?

As a parent, though, I totally understand why my mother or grandparents might have opted to give me secondhand stuff — toys are expensive.

Not only is the cost an issue, but new toys are…well…sorta wasteful, don’t you think? When you buy a used toy or doll, you cut down on package waste, and you might save an item that was otherwise destined for the landfill. You put money directly into the hand of an actual person rather than a huge corporation. And, if after their presents are opened, your child decides within a few months they no longer like Power Rangers, you are out like $10 instead of $100+.

The New Adventures of Old Toys

If you have older children, I can see why you might hesitate to give them “used” toys, but you’d be surprised what you can find at garage sales and online resale sites that are actually in really great shape! For example, when I worked at PBS, I went on a huge Bob Ross kick and ended up buying a Bob Ross paint set.

Once I realized that maybe I wasn’t so great at painting happy trees, I decided to sell it — nearly new and at a third of the cost! Something like that would make for a great gift for older kids.

On the other end of things, if your children are young enough, you can also “retire” certain toys to the future presents box when they get new ones. This frees up space, reduces clutter, and allows you to keep them interested in a lesser amount of junk well-loved toys and stuffed animals. Then, after a while, you can reintroduce the old toy and watch them regard it with renewed interest.

Fantastic Deals and Where to Find Them

Where to stock up on future presents is probably the most fun part of the whole experience, aside from the money you’ll save. We love spending a Saturday morning perusing garage sales during the summer — it’s a great way to score deals while also enjoying sunshine and exercise as a family! Typically, we find some decent things in the fall, but those first spring garage sales are where it’s at.

People are very eager to clear their house out after winter, and especially since Christmas’ excesses and new toys are somewhat still lingering, you can get some really cool stuff dirt cheap.

Another opportunity is Facebook’s Marketplace feature. As your kids’ birthdays approach, run a few casual searches on their favorite things, and you’ll be surprised at what you can find. We picked up a Doc McStuffins playset for my daughter for $1 that would normally go for $30, were it brand new. It’s in pristine condition, not missing anything, and the family was happy to get rid of it as their children had grown out of it.

Granted, it’s a bit bigger than the tote, but the concept still holds true — she got it for Christmas and ADORES it.

Give Totes a Chance

This isn’t the first nor last time I’ll wax poetically about the usefulness of totes, so you might as well get on board. Pick up a tote and pick a hiding spot because this method of saving money is a keeper.

The only downside, of course, is that if you don’t hide it well, and I mean really well, it’s like a time capsule treasure chest for sneaky little hands. Aside from that, though, get yourself a future presents tote and start saving money for your future in the present.

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The post Why You Need to Stockpile Presents for Your Kids for the Holidays — or Any Occasion! first appeared on Thrifty Guardian.

Featured Image Credit: Shutterstock / Yuganov Konstantin

7 Strategies to Help You Budget as a Single Parent

7 Strategies to Help You Budget as a Single Parent

Working as a single parent can be a trying experience, so you want to make sure that your finances are as streamlined as possible. When unexpected emergencies pop up, your schedule, finances, and life are thrown for a loop. Take a look at these tips to help you strategize your budget as a single parent.

#1. Make a Roadmap

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Whether you’re co-parenting or raising your child alone, make sure you have a roadmap for your new life — both for your schedule and your budget. This will allow you to be conscious of the ins and outs of your finances and help you plan accordingly.

Getting prepared and organized will also help you discover areas of opportunity where you could pay off debt faster.

#2. Create an Emergency Fund

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As a single parent, it’s absolutely imperative to have an emergency fund ready for when something unexpected happens. The rule of thumb is to have at least three months’ worth of expenses saved up, but the more you have in your fund, the better.

#3. Find the Balance Between Budgeting and Having Fun

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Just because you’re living as a single parent on a tight budget doesn’t mean you have to expel extra spending that you could use to have fun with your child. In fact, you should be analyzing your budget to add that to your spending. Work a set amount of money in your budget for fun and get creative. Plan around sales and large discounts and think of out-of-the-box ideas, such as enjoying a picnic in the park, having a pizza night at home, or exploring a free museum.

#4. Study Your Financial Documents

Featured Image Credit: Shutterstock / Drazen Zigic

You’d be surprised at how much extra spending is wasted on things like utility bills, phone bills, cable, and internet. Take a look at your monthly utility bills, appliance plans, and other home-related costs and see where you could be saving money. This could be decreasing your data plan on your phone, getting rid of your cable and using television apps like Netflix and Hulu, or even decreasing your internet speed slightly. These tiny tweaks could save you hundreds every year.

#5. Explore Tax Breaks

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As a single parent, you’re eligible for several tax breaks that you may be unaware of. If your income is less than $75,000 a year, you could earn up to $1,000 in tax credit for each child. If you have children in college, you may be eligible for higher education tax credits and tuition deductions.

#6. Discover a New Career

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If you’re a newly single parent, there may be a learning curve in trying to take care of your family with one funnel of income. If you want to discover ways to make more money to provide for your family, consider if now is the time to explore new career paths. Could you take advantage of an expedited technical college to find a new career? Consider speaking to a life coach or a career advisor about different avenues you could take.

#7. Use Your Support System

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Know that you’re not alone in taking care of your child. It’s OK to reach out for help when you need it. Independence is what we all strive for, but in order to take care of your child, you’ll want to use all avenues possible, and that includes your support system.

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The post 7 Strategies to Help You Budget as a Single Parent first appeared on Thrifty Guardian.

Featured Image Credit: Shutterstock / Dragana Gordic

Strategies for Staying Close to a Family Member in a Care Home

Strategies for Staying Close to a Family Member in a Care Home

Maintaining strong bonds with people who aren’t right in front of you or you don’t naturally see every day can be difficult. When it’s family, however, it’s essential. If you love someone, you need to go out of your way to maintain a close connection by regularly calling, visiting, and even planning things with them. This can be hard for adult children in normal circumstances, but it can feel even more daunting when their parents relocate to a care home.