Healthcare Options When You’re Low Income

Healthcare Options When You’re Low Income

Healthcare and medical supplies for the most economically vulnerable often represent one part of a difficult choice. Choosing between critical medicines and eating, for instance, requires sacrifices that nobody should have to make. There are resources out there for people who are in low-or-fixed income situations to obtain their medical supplies cheap or free, but it’s a matter of the resources and the people being linked up.

Now before we go any further, I do want to say that this article in no way represents legal or medical advice. It’s merely my own thoughts and experience.

With that said, medical supplies, as defined under Medicaid, are typically disposable items for incontinence, diabetes or other chronic conditions that require testing or management. The constant resupplying of these items requires not only monthly payments but also a reputable and reliable provider.

There are, thankfully, a number of programs to help disabled, elderly and low-income families get their medical supplies for free or at the very least, drastically reduced in cost. We’re going to go over some options and help you determine the easiest, cheapest method for you to take care of your ongoing medical needs.

Healthcare Options When You’re Low Income

Qualifying for Programs

The first thing to do is to understand that budgeting for your medical supplies isn’t likely necessary, depending on what your income status looks like. For disabled and elderly people, the first step is to determine your Medicare eligibility. If you qualify, you can dramatically lower what you pay out of pocket every year for health services and supplies.

If you’ve ever served in the military, you likely qualify for veteran’s benefits through the VA. In some cases, these benefits can cover home health supplies.

Medicaid is the option for people who fall within a certain income bracket, depending on household size. It helps pay for medical supplies, doctor visits and other healthcare-related expenses. Qualification is based on annual income and allows you to get recurring shipments of medical supplies on a regular basis at little or no out-of-pocket cost.

Finally, check with local hospitals to see if they have clinics for low income families. Many will provide basic medical care and possibly some supplies, depending on where you live. These programs also partner with other local support for lower income individuals as well, so you can find a network of assistance when you need it most.

Once you qualify, find a reputable supplier

Once you have insurance or some other form of health cost coverage like what we detailed above, you can find a retailer that sells and ships medical supplies. For instance, incontinence has a variety of tools and supplies necessary to keep it managed. Finding a supplier that accepts your coverage and will ship directly to you can save you a large amount of money and worry.

One primary concern of people in low income situations is that they will reuse medical supplies because they don’t have the money to use fresh ones all the time when necessary. This exposes you to increased risk of infection or other complications, so having a constant supply of clean, disposable incontinence supplies is critical to maintain your health.

Don’t make unnecessary choices

There is no reason to pay more money than necessary for your medical supplies. Likewise, don’t put yourself in danger by reusing supplies you shouldn’t be. If you qualify for Medicare, Medicaid or veteran’s benefits, you can find a reputable medical supplies retailer who will ship fresh products directly to your door. There is help out there to keep you from having to make difficult decisions about your health, so please check into these programs today and start down the path to better health.

Instapot Matcha Recipes

Instapot Matcha Recipes

Anything that helps make a task easier is always welcome. One of the best modern wonders in the kitchen is the Instant Pot. It is a small kitchen appliance that is purported to be able to do any kind of cooking: slow cooking, steaming, and stewing, just to name a few.

You can create perfectly cooked food using its different functions and have a convenient gadget that, theoretically, replaces others. The all-in-one cooker saves you the hassle of pulling out all the appliances from the hard-to-teach cupboards. While the Instant Pot has had glowing reviews over the years and works perfectly with all sorts of food, what else can you put in it?

How about a scientifically backed superfood that everyone should try? Matcha is a finely ground powder made from special green tea leaves. It has a ton of antioxidants and other nutritional benefits and has blown up the internet as one of the most popular flavors enjoyed today. Authentic matcha powder comes only from Japan, and if you want to get your fix, you need to buy from legit sellers only.

If you already enjoy matcha but want to know recipes that use an instapot, refer to the list below.

Instapot Recipes for Matcha

Matcha Cheesecake with Blackberry Compote

Who doesn’t love cheesecake? This recipe is easily doable, and with the Instant Pot, you have the advantage of making this in the comfort of your own home. The handy little gadget, which is a hybrid between pressure cookers and slow cookers, can make a rich and moist cheesecake.

Another benefit is that the cheesecake doesn’t need a water bath when you use the Instant Pot. Water baths can be clunky and messy and take up quite some time. You’ll be surprised that, once you’ve made this cheesecake, it will taste just like the usual oven-baked version does.

Matcha Crème Brûlée

This is another dessert that you can make using the oven or stovetop. However, you can make this finicky dessert easier and with less room for error, using the pressure-cooker setting in the Instant Pot. Crème brûlée is a smooth, creamy, fancy custard that is characterized by its torched caramelized top.

This recipe has the same ingredients but has matcha powder as a delicious variant. The secret to making green tea matcha brûlée smooth is to sieve the mixture through a fine mesh strainer to ensure that there are no lumps. You can also substitute dairy for an alternative like coconut milk.

Mango Matcha Oats

Who doesn’t want oats in the morning or, if you love it enough, any time of the day? This quick and simple recipe yields two servings. Using the pressure-cooker option of the Instant Pot guarantees that the steel-cut oats are cooked to perfection.

Mango is good on its own, but the addition of other nutritious ingredients like matcha, banana, and coconut milk will take the oats to the next level. You can also add toppings such as cinnamon, brown sugar, toasted coconuts, and nuts.

Rice-Cooker Matcha Pancakes

The Instant Pot is versatile, and one of its most important features is the rice cooker. If you don’t regularly make rice in your home, you can easily use the Instant Pot to make rice-cooker matcha pancakes. Those who are not familiar with Japanese cuisine and its ingenuity will think it’s impossible, but a lot of people who have tried rice-cooker pancakes enjoy them.

All you need are the usual pancake ingredients and some matcha. You can dust the finished product with powdered sugar or garnish with toppings of your choice.

Slow-Cooked Matcha Coco Curry

One of the most wholesome variants of curry is made with full-fat coconut milk and vegetable broth base. This recipe uses the slow-cooker feature of the Instant Pot to make this delicious meal. You can eat this curry on its own or serve it with rice.

What other Instant Pot matcha recipes can you think of?

Share them in the comments below.

Black Friday Planning with Kohl’s

Black Friday Planning with Kohl’s

Camping out in a tent, watching people scramble for the last television – sounds like a typical Black Friday, doesn’t it? If you’ve never experienced the tradition of Black Friday planning and shopping, you might only have these examples on which to base your experience. For those of us who love the deals and the energy, however, Black Friday offers a yearly ritual that gifts us a head start on holiday shopping.

While a lot of commerce has turned to online stores, there’s nothing better than getting bundled up to go shopping in actual stores. With a perfect cup of coffee or hot chocolate in hand, you’re ready for anything. Any veteran of Black Friday knows, however, that the best shoppers have a strategy.

We’ve put together some tips that will make you into a Black Friday pro, even if you’ve never braved the craziness before.

Get in the right mindset

Bring your friends, pack some snacks and some tasty drinks; this is a long haul. If you go into Black Friday shopping with an aggressive mentality, you might think that will give you an edge. The reality is that it will leave you with a bad taste in your mouth. It’s better to go in relaxed with backup and some treats to refuel. Some of the best holiday season memories are built around the strangeness and warmth of shopping at 3am, as weird as that sounds.

And speaking of – my one absolute “must visit” place on Black Friday is Kohl’s. I’ve mentioned this in past Black Friday posts, but seriously if you want the best of the best deals, Kohl’s is where they’re at!

Black Friday Planning with Kohl’s

Plan, plan, plan

You cannot go into Black Friday department store shopping without a strategy or coupons. Check your local paper the Sunday before Thanksgiving for all the best ads and coupons for Black Friday. If you don’t get the Sunday paper in your area, it’s worth buying one by itself, just for this season. In addition, check out sites like Slickdeals, which houses all of the coupons and hottest deals online in one convenient place. Slick Deals in particular lists the best buys, biggest discounts and strategies for each store. Finally, Slick Deals has a real-time forum where people can contribute information, like what deals are sold out and what prices are better elsewhere!

Make your money work twice

A lot of department stores have a rewards program; Kohl’s, Old Navy and JCP all give you store cash for each dollar you spend. This can be redeemed in increments for anything in the store. One of the best strategies I’ve ever used personally was buying as much of my gift list as I could from Kohl’s on Black Friday. This earned me about $500 in Kohl’s Cash, which I then redeemed during their Christmas sales, saving over $500 and finishing the majority of my list. If you can get some or all of your gifts from a place that offers this type of program, I highly recommend it.

Know what you’re getting for your effort

Those incredibly cheap televisions they have at the front of the store? Those are last year’s model, which if that sale doesn’t bother you then go ahead and fight for them. The same goes with toys during Black Friday; they’re often the hot toys of the holiday season past – the new hot toys will go on sale in December. Basically know when the discount isn’t worth the hassle!

Don’t forget to treat yourself

Last year, I scoured as many ads as I could to find places where the rewards program cash was huge. This lead me again to Kohl’s where I picked up a handful of kitchen appliances I had been wanting – an air fryer and a pressure cooker. In this case, however, these items also had rebates and discounts. After I got my Kohl’s Cash back and sent in the rebates, I got these items for free. In fact, I came out a little bit ahead on each one. The point is, don’t just pay attention to what’s on your list if you find a deal that is just beyond good!

Rethink Black Friday

If you’ve only got a negative impression of the Black Friday rush, I urge you to think twice. It can actually be fun if you let it, and the deals you can get are beyond compare. With a little planning, utilization of coupon codes and sites like Slick Deals, you’ll find that department stores are enjoyable no matter how late (or early!) you go.

Cold Season Cures from a Kitchen Witch

Cold Season Cures from a Kitchen Witch

Kitchen cures for colds and the like are a dime a dozen, but that doesn’t mean they don’t work! With sickness season upon us and will soon ramp up into the absolute worst that tiny microbes can throw at us. If you have kids in school – literally any school, even home-school somehow – they’re going to turn into walking, talking petri dishes. You can load them up on medicine, give them three scarves and an overcoat, but they’re going to be sneezing regardless.

If you’re like me, you love science – I think medicine, vaccines, and pizza bagels are all wonderful advances for humankind. Sometimes, however, you might not want to give your kids (or self) 3 different medicines, all filled with items you can’t pronounce. Luckily there are some simple-to-use, cheap and easy home remedies that absolutely work to fight off colds and other nasties.

Some of these you will buy at the store, some you’ll make yourself, but all of them are things I personally do and I very, very rarely get sick. Even when my kids are little germ tornadoes, I weather the storm with these witchy kitchen hacks, and you can, too!

Kitchen Cures for Colds

When I know I’m going to get sick, I feel it at the back of my throat. It starts not as a sore throat but as a tickle, usually, maybe scratchiness, but I still know. That’s when I start taking raw, whole garlic.

Garlic has anti-microbial properties, but it’s especially good for when you’re getting sick in the sinuses. For most people, eating a whole clove at once might be…difficult. Dicing it up, however, makes it easier to take, and has the bonus of being incredibly spicy, which often clears out sinuses.

For colds or influenza, I will mix 1-2 cloves of chopped garlic with a tablespoon of raw honey and take that. It helps with sore throats, coughing, and it shortens the duration of my colds. If I get ahead of getting sick by taking this mixture, I can often completely avoid a full-blown cold entirely.

Kombucha is another thing I’ll start chugging at the first sign of a cold. The probiotics in kombucha bolster the gut microbiome, which in turn makes your immune system more robust. Opt for kombucha with less sugar, however – sugar itself can damage your gut biome and we want to avoid that.

kitchen hacks cure colds

Bone Broth

Chicken soup is good for more than a light meal when you feel bad. Actual scientific research shows that hot drinks like soup or tea help thin out mucus, which makes it less gummy in your lungs and easier to get rid of. Chicken soup in particular (when made with bone broth) has anti-inflammatory effects which can reduce nasal swelling, helping you breathe. The collagen in chicken bone broth also boosts the health of your gut lining, which again makes your immune system stronger.

Get a whole chicken from the store and toss it in the crock pot on high for 3-4 hours with some veggies. Strip the meat off the bones and use it in whatever you’d like – we’re here for the skeleton (I told you this was witchy). Drop the crock to low, add 6 cups of water, some salt, 2 tbsp of apple cider vinegar and let it cook for about 10 hours. This will draw out the collagen and give you a lovely bone broth. Just make sure you strain it before enjoying this kitchen cure.

Spice Kitchen Cures

Ginger is great for soothing a sore throat and it can suppress a cough as well. You take a few thin slices of fresh ginger and steep it like tea in hot water, adding actual tea bags if you like. The spicy ginger is soothing on your sore throat, and if you add some honey it can be a one-two punch against coughs. It definitely my go-to kitchen cure.

Echinacea root, taken as a tea (around 1-2 grams) a few times a day can help prevent the cold from getting a hold in your body. This is best done when I see my kids or husband’s eyes get that glassy, “I’m getting a cold” look. It’s like those over-the-counter cold preventatives but this actually works.

Turmeric mixed into your morning coffee – about a 1.5 tsps – has a potent anti-inflammatory effect. If coffee isn’t your thing, try turmeric tea instead, which you can make the same way as turmeric coffee with black tea bags, or you can buy turmeric tea bags already pre-made.

Cough remedies

Especially in fall as mold grows in the damp weather and fields are harvested, allergies are rampant. If not treated, allergies quickly turn into upper respiratory infections and we don’t want that.

Honey has been proven to be as useful if not better than dextromethorphan (cough syrup) at treating, well, coughs. This study showed that 2.5ml of honey at bed time was better at suppressing coughs than over-the-counter cough syrups, and that’s great because cough syrup has a taste that is staggeringly awful. Do remember that you cannot give honey to kids under 1 year old, due to the chances of botulism spores being present.

Black licorice – whether you love it or hate it – can be a powerful medicine. Now, it’s not the candy that people who don’t love you give you as a treat – this is flavored with anise and has no medicinal properties. You want actual licorice root which contains glycyrrhizin, which reduces inflammation in the lungs. With all that said, you should avoid the root in excess of 1 gram a day (you can make a tea with it), as it really is potent and can cause problems in high doses. Best to stick with a lozenge that has licorice root as an active ingredient and stick strictly to the usage limits.

Eucalyptus oil and vaporubs are the smell we might have grown up with, but for a very good reason. These vaporubs can improve cold symptoms in just a few hours of application, opening airways, fighting inflammation and improving coughs. While I like essential oils, I don’t rely on them to fix my family’s sickness BUT eucalyptus oil in a humidifier is great when your family is coughing their lungs out at nighttime.

Stomach problems

Nobody wants this but it’s there so let’s talk about it. Woof.

Ginger again, steeped in hot water with peppermint tea will do wonders for nausea. We often break up peppermints into hot water with a slice of ginger and give it to our kids, as sucking on a peppermint is great for tummy troubles but the choking risk of hard candy is a no-no.

While not a remedy exactly, if you’re nauseated, closing your fist around your thumb can suppress the urge to vomit. Massaging point where your thumb is anchored to your hand is another way to ease nausea.

Don’t believe me? Try closing your fist around your thumb (same hand, basically make a fist with your thumb tucked inside) and then test your gag reflex; pretty wild, eh?

Mint is an herb we grow quite a lot of around our house, especially since it’s perfect for gardening on a budget. Since it’s somewhat invasive, make sure you tend to it regularly or it will take over whatever bed it’s growing in. That said, a tea made with 4-5 bruised mint leaves helps reduce nausea and stomach pain when you’ve got gastroenteritis or food poisoning.

Chamomile is another herb we love, as it’s similar to turmeric with its anti-inflammatory benefits. If you don’t grow chamomile, you can buy dried flowers online (or if you have a holistic/health food store nearby, you can probably get them there). Steep 3 dried flowers in hot water for about 10 minutes and then add some honey. This mixture is good for cramping, diarrhea and nausea.

Home remedies for colds are legit

Again, I don’t want to suggest you be afraid of science, but there are traditional medicines that have real, absolute uses in the 21st century. Sometimes letting a fever run its course is better than taking ibuprofen unless it’s keeping you from sleeping. Inflammation is the cause of a lot of the nastiness with almost all illness, and dealing with that using medicine can sometimes hurt just as much as it helps.

For instance, if you’re dealing with stomach pain and cramps, taking aspirin or ibuprofen might make the pain much worse. Soothing herbal teas have scientific validity and real-world applications. Plus, you can grow the necessary herbs yourself!

Do you have any kitchen hacks for colds that you think are worth sharing?

We’d love to read about them in the comments – building up a repertoire of useful home remedies for sickness is essential for any kitchen witch (and even non-witchy moms or dads)!

Wundertots Review

Wundertots Review

When I had my first child in 2013, I had all sorts of delusional ideas about his childcare. Like many first time moms, I had serious plans to have it all – a small classroom, multiple teachers, video monitoring, organic meals, plenty of outdoor time…

Instead, despite over 50% of my paycheck going to said childcare, I got none of that.

Teacher to Parent Communication Failure

While there were many frustrating moments surrounding my son’s daycare, it all boiled down to a serious lack of communication between the teachers, the director, and the parents. Now I’m incredibly fortunate to no longer have to deal with such things, given that I now work from home as a blogger and business strategist, but the sting still remains.

The idea that there is such disconnect between families and those put in charge of watching their children just breaks my heart.

So when a lifelong friend of mine mentioned to me that he had created an app meant to bridge said disconnect, I couldn’t wait to hear more!

Enter: David Jones with Lite Injen Labs

lite injen labs story

David is the founder of Lite Injen Labs and a father of three, so he knows a thing or two when it comes to creating a brilliant app that meets the needs of parent and daycare alike. There are certainly quite a few apps now on the market that allow for streamlined communication between childcare center and parent, but David wanted to take things a step further.

Thus Wundertots was born.

Wundertots Review

Unlike the “one stop shop” apps that many childcare centers may use these days, Wundertots is a custom built solution that allows the user to craft a tool specific to their needs (and the needs/desires of the parents!)

For example, should a childcare center or preschool be special needs oriented, Lite Injen Labs can customize the app to allow for additional features that similar apps fall short on.

Just imagine how nice it would be to remove the fear that your child is still crying an hour after drop-off! Instead of spending the day filled with dread, you could open up an app and see in real time just how your child thrives, even when you’re not around.

Unique Features

While I’m obviously all about the parent-focused features, there’s also a number of great behind-the-scenes that are greatly beneficial to those working at our childcare institutions. Not only do you get 3 months of back-end support, but there’s a backoffice feature that instructors can use to build a profile on each student.

I love the idea of being able to quickly and easily look back on my child’s growth and milestone achievements with just a few swipes of the finger!

Another personal favorite feature of mine is that Wundertots includes a fingerprint scanner function that does away with needing to remember what forms are due to be signed and when. No more worrying about forgetting to turn in a field trip permission slip or crossing your fingers that it makes it from your child’s bag to the teacher!

Wundertots App Spec Sheet

Invest in Wundertots

This app is perfect for any childcare institution – preschools, daycares, Sunday schools, camps, the list could go on and on. Basically any institution that wants analytical monitoring plus a way to better communicate with their parents should be looking to Wundertots. Not only will it make lives easier all around, but it’ll provide parents with serious confidence in knowing their children have been left in the best of hands.

If you want to be the best, you have to have the best – and that’s Wundertots.

Should you be interested in learning more about Wundertots (or being part of a case study for it) I definitely encourage you to contact Lite Injen Labs at 855-464-6536 or shoot them an e-mail at Support@liteinjenlabs.com.

wundertots mock up image

Do you have experience with similar apps introduced to you via your childcare institution?

I’d love for you to comment below and share with me!