5 Very Simple Budget Cuts You Can Make Today

5 Very Simple Budget Cuts You Can Make Today

Saving money and cutting expenses are never the favorite dinner table topic, but they are vitally important for individuals and families to discuss. And while there are quite a few drastic ways to save money on your monthly bills, there are actually quite a few small but simple ways to save that you can start TODAY. These seemingly easy adjustments probably won’t have that big of an impact on your day-to-day, but could result in some substantial savings.

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How to Create an Emergency Fund

How to Create an Emergency Fund

Creating an emergency fund is difficult, especially if you’re already struggling to pay all your bills. You may believe that if you have access to a significant amount of open credit, you don’t really need to build up a savings or emergency fund. But if disaster should hit and you’re forced to put thousands of dollars on a credit card, you could find yourself struggling financially for years.

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