Thrifty Guardian
The Heart of American Values: Informing Families and Making the Most of Your Money
Most Recent Posts
Is Middle Class the New Rich? New Study Shows Changes in Perception of Wealth
Feeling "rich" is an increasingly elusive concept in contemporary society. Even among those with substantial financial resources, only a mere 8% characterize themselves as truly wealthy. The Perception of the Upper Middle Class A recent Ameriprise Financial survey...
The Costly Crunch: How Inflation Has Reshaped Fast Food Pricing
In the world of quick-service restaurants, a seismic shift is occurring. Places that were once known for their affordable meals are now facing a steady climb in prices. Inflation Hits Fast Food Hard In the past year, iconic chains like McDonald's and Chipotle have...
Redefining Retirement: Employers Shoulder More Responsibility With Biden’s 401(K) Rule
The latest Biden administration rule on 401(k) plans is reshaping how employers manage retirement plans. It's a complex scenario requiring a fresh understanding of fiduciary duties and provider relationships. This rule aims to protect employees but also imposes new...
Higher Social Security Payments for Millions of Americans
In a move set to impact millions, the Social Security Administration (SSA) has announced a significant increase in Social Security and Supplemental Security Income (SSI) benefits. Starting in December, retirees across America will receive higher payments, a timely...
Americans’ Retirement Savings Challenges: Personal Financial Discipline Isn’t Enough; Systemic Change Is Needed
Americans are increasingly concerned about their retirement savings, yet many Americans find themselves struggling to save adequately. Crucial Financial Stability Retirement planning is a crucial aspect of financial stability. However, with changing economic...
Viral Video Highlights Global Financial Struggles of Youth, Emotional Toll, and Desperate Measures Amid Cost of Living Crisis
One young student is questioning how his $50,000 salary job only leaves him with $10 to spend on personal items. Has the cost of living crisis gone too far? Video Sparks Financial Discourse A student's revelation triggered a widespread conversation about the ongoing...